Product deep dive
Purchase Invoice Financing
Our financing partner pays your supplier upfront and you repay later on agreed terms — freeing up working capital across the trade cycle.
Overview
Pay suppliers today. Repay on agreed terms.
Our Financing Partner pays the supplier upfront, and the client repays later — freeing up working capital across the trade cycle.
Purchase invoice financing bridges the gap between paying suppliers and receiving payment from your own customers. Instead of locking up cash in inventory and payables, your supplier is paid upfront through Hemera’s financing partners while you settle on agreed terms.
Each facility is invoice-backed and short-tenor, and is structured around genuine, verified trade transactions.
Ideal for mid-sized manufacturers, traders and FMCG companies.
Process
How it works
- 01
Financing Partner pays supplier
Your supplier is paid upfront against a verified purchase invoice.
- 02
Client receives goods & working capital relief
Goods keep moving without cash being locked up in payables.
- 03
Client repays on agreed terms
Repayment is made over a pre-agreed 30–90 day tenor.
Product terms
Key terms
1.0–1.5%
Indicative gross returns per month
30–90
Days tenor
Invoice-backed
Security structure
Indicative terms. Final structure and pricing depend on the transaction profile.
Explore more
Other solutions
- 01
Sales Invoice Discounting
Our financing partner advances funds against outstanding receivables, with repayment aligned to invoice maturity — accelerating cash flow…
- 02
Structured Trade Finance
Short-tenor, trade-backed financing structured with banks, NBFCs and institutional capital to support domestic and cross-border trade flows.
- 03
Commodity & Supply Chain Solutions
Sourcing, trading and distribution support across agri-products, metals and energy — keeping supply chains moving reliably across borders.
- 04
Strategic Advisory & Market Expansion
Strategic, operational and policy advisory for corporates, institutions and governments entering or expanding in new markets.
Get started
Free up working capital across your trade cycle
Tell us about your supplier payments and we will structure a facility around your cycle.