Purchase Invoice Financing
Our financing partner pays your supplier upfront and you repay later on agreed terms — freeing up working capital across the trade cycle.
Solutions
Structured working capital, built around trade
A scalable working capital platform for Indian corporates, manufacturers, traders and MSMEs — executed with banking partners, NBFCs, trading companies and financial institutions.
What we offer
Our solutions
Short-tenor, trade-backed solutions that free up working capital across the trade cycle.
Sales Invoice Discounting
Our financing partner advances funds against outstanding receivables, with repayment aligned to invoice maturity — accelerating cash flow without waiting on customer payment cycles.
Structured Trade Finance
Short-tenor, trade-backed financing structured with banks, NBFCs and institutional capital to support domestic and cross-border trade flows.
Commodity & Supply Chain Solutions
Sourcing, trading and distribution support across agri-products, metals and energy — keeping supply chains moving reliably across borders.
Strategic Advisory & Market Expansion
Strategic, operational and policy advisory for corporates, institutions and governments entering or expanding in new markets.
The problem we solve
The working capital gap
Businesses grow faster than their cash cycles allow. Two structural issues hold them back.
Locked-up cash
Cash remains locked in receivables while supplier obligations require immediate payment.
Traditional financing falls short
Traditional financing is often slow, documentation-intensive and collateral-driven.
Focus sectors
- Manufacturing
- Commodity Trading
- FMCG
- Infrastructure
- Services
How we work
Originator. Structurer. Execution partner.
Hemera collaborates with banks, NBFCs, institutional investors and private credit funds to structure trade finance solutions.
- 01
Originate
We identify genuine trade opportunities and evaluate counterparties through financial due diligence.
- 02
Structure
We design facilities, exposure limits and security structures with our banking and institutional partners.
- 03
Execute & monitor
Transactions are executed through partners and monitored continuously across the portfolio.
FAQ
Frequently asked questions
Clear answers to common questions about working with Hemera. Need more information? Our team is just a message away.
Ask us a questionWhat is the first step to engaging Hemera’s services?
We begin with an initial consultation to understand your business objectives, trade requirements and financing needs. Based on this, we propose a tailored solution aligned with your goals.
What industries and regions do you serve?
We focus on manufacturing, commodity trading, FMCG, infrastructure, pharmaceuticals, chemicals, metals, renewable energy, engineering, logistics, EPC and services. Our target markets are India and the UAE, supported by a presence across Singapore, India, the UAE, Hong Kong, Germany and the Philippines.
How does Hemera support trade financing?
Hemera acts as an originator, structurer and execution partner. Through our banking, NBFC and institutional partners we arrange solutions such as purchase invoice financing and sales invoice discounting, built around short-tenor, trade-backed transactions.
Is my business too small to work with Hemera?
Our working capital platform is designed for Indian corporates, manufacturers, traders and MSMEs. Purchase invoice financing, for example, is well suited to mid-sized manufacturers, traders and FMCG companies. Get in touch and we will assess the best fit.
How does Hemera manage risk and compliance?
Every transaction goes through credit assessment, exposure limits based on the customer’s risk profile, trade credit insurance wherever commercially feasible and collateral where appropriate. We finance only verified trade transactions, adhere to RBI, FEMA, AML/KYC and statutory compliance, and monitor the portfolio continuously.
How do I get started?
Share a few details through our contact form or email info@hemeraglobal.com. A member of our team will reach out to schedule an initial consultation.
Partner with us
Connecting businesses. Unlocking capital. Enabling global growth.
Whether you need working capital, a trade finance partner or a route into new markets, our team is ready to help across geographies.