Credit Assessment
Financial due diligence and customer evaluation.
Investors
Structured working capital solutions
Hemera Group intends to establish a scalable working capital platform for Indian corporates, manufacturers, traders and MSMEs.
Proposed investment
A scalable platform for trade-backed returns
Hemera Group intends to establish a scalable working capital platform for Indian corporates, manufacturers, traders and MSMEs — originating, structuring and executing short-tenor transactions backed by genuine trade.
Execution through banking partners, NBFC partners, trading companies, co-lending structures and financial institutions.
- Banking partners
- NBFC partners
- Trading companies
- Co-lending
- Financial institutions
Investment proposition
12–14%
Target gross return per annum
- Short-tenor, trade-backed transactions
- Invoice-backed security structures
- Disciplined, multi-layer risk controls
Actual returns depend on transaction mix and market conditions. Target returns are not guaranteed.
Market opportunity
India’s working capital opportunity
A large, fast-growing economy where cash remains locked in receivables — and where traditional financing is often slow, documentation-intensive and collateral-driven.
USD 4 Tn
GDP
₹340 Lakh Crore
USD 1.16 Tn
Annual merchandise trade
~₹100 Lakh Crore
₹25–35 Lakh Cr
Outstanding trade receivables
₹250+ Lakh Cr
Domestic B2B market
60,000–70,000 companies in India with turnover above ₹100 Cr.
Ecosystem partners
Hemera collaborates with leading capital providers
We work with banks, NBFCs, institutional investors and private credit funds to structure trade finance solutions — acting as originator, structurer and execution partner.
Risk management
Protecting capital through disciplined risk controls
Every transaction is assessed, limited, verified and monitored — so that capital is deployed only against genuine trade.
Credit Limits
Exposure limits based on customer risk profile.
Trade Credit Insurance
Coverage wherever commercially feasible.
Collateral & Security
Obtained where appropriate.
Genuine Trade Verification
Finance only verified trade transactions.
Regulatory Compliance
RBI, FEMA, AML/KYC and statutory compliance.
Ongoing Monitoring
Continuous portfolio and counterparty monitoring.
Protect capital•Ensure compliance•Finance genuine trade•Deliver sustainable returns
Footprint
Target markets
Connecting Asian manufacturing with global capital markets.
India
Working capital solutions for Indian corporates, manufacturers, traders and MSMEs.
UAE (Dubai)
A regional base connecting trade flows across the Middle East with global capital.
Why Hemera Group
Global expertise. Local execution. Strategic capital.
Global Trade Network
Cross-border Expertise
Structured Transaction Capability
Banking & Institutional Relationships
Flexible Capital Structures
Fast Execution
Sector-specific Solutions
12–14% Target Gross Return p.a.
Investor relations
Explore the opportunity with our team
Speak with us about the working capital platform, transaction pipeline and risk framework.